Refinancing your house
Straightforward advice on what to expect if you're thinking of refinancing or consolidating your debt.
What is refinancing?
Refinancing can allow you to consolidate debts under...
What happens if I miss my loan repayments?
Find out what happens if you skip a mortgage repayment - and how to stay on good terms with your lender.
The best thing to...
What’s the best place to get a home loan?
A rundown of the many different types of lenders you can talk to for a loan - and what to expect from each.
Do your...
Loan serviceability
Part of getting a home loan is ensuring you can afford repayments. Find out how 'serviceability' is assessed.
Make sure your expectations are realistic when...
Variable vs. fixed interest loans
Learn the difference between variable and fixed interest loans - and get the information you need to decide which is right for you.
Choosing the...
What is ‘equity’?
A simple, easy to understand explanation of how home equity works - and what it means to you.
In simple terms, equity is the portion...
What is Lenders Mortgage Insurance (LMI)?
A simple guide to Lenders Mortgage Insurance (LMI), explaining what it is, why you might need it and how to avoid it.
Lenders mortgage insurance...
What is a mortgage?
A simple, easy to understand explanation of what mortgages and construction loans are, and how they work.
What is a mortgage?
A mortgage is a type...