Finance

A simple, easy to understand explanation of what mortgages and construction loans are, and how they work.

A simple guide to Lenders Mortgage Insurance (LMI), explaining what it is, why you might need it and how to avoid it.

A simple, easy to understand explanation of how home equity works - and what it means to you.

Learn the difference between variable and fixed interest loans - and get the information you need to decide which is right for you.

Part of getting a home loan is ensuring you can afford repayments. Find out how 'serviceability' is assessed.

A rundown of the many different types of lenders you can talk to for a loan - and what to expect from each.

Find out what happens if you skip a mortgage repayment - and how to stay on good terms with your lender.

Straightforward advice on what to expect if you're thinking of refinancing or consolidating your debt.

A guide to gross and net rental yields, how they're calculated and what they're used for.

Find out what kinds of tax issues you may need to consider for your investment property.

Find out what negative gearing is, how it works, and how it can be used for deductions from your income tax.

Unless you're swimming in cash, finances are a very important consideration when it comes to renovating sensibly. While they aren’t usually cheap, they’re often very easy to justify in terms of the value they’re likely to add to your home.

The first step to building a house is to find out how much you can afford to borrow (if you need to) - and to arrange for the necessary finance.