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Finance

What is a mortgage?

What is a mortgage?

A simple, easy to understand explanation of what mortgages and construction loans are, and how they work.

Variable vs. fixed interest loans

Variable vs. fixed interest loans

Learn the difference between variable and fixed interest loans - and get the information you need to decide which is right for you.

What is equity?

What is 'equity'?

A simple, easy to understand explanation of how home equity works - and what it means to you.

What is lenders mortgage insurance?

What is Lenders Mortgage Insurance (LMI)?

A simple guide to Lenders Mortgage Insurance (LMI), explaining what it is, why you might need it and how to avoid it.

What is negative gearing?

Negative gearing, positive gearing and neutral gearing

Find out what negative gearing is, how it works, and how it can be used for deductions from your income tax.

What's the best place to get a home loan?

What's the best place to get a home loan?

A rundown of the many different types of lenders you can talk to for a loan - and what to expect from each.

Sort out your finances

Sort out your finances

Unless you're swimming in cash, finances are a very important consideration when it comes to renovating sensibly. While they aren’t usually cheap, they’re often very easy to justify in terms of the value they’re likely to add to your home.

Sort out your finances

Get finance to build

The first step to building a house is to find out how much you can afford to borrow (if you need to) - and to arrange for the necessary finance.

Tax implications for investment properties

Tax implications for investment properties

Find out what kinds of tax issues you may need to consider for your investment property.

How to calculate projected rental yields

How to calculate projected rental yields

A guide to gross and net rental yields, how they're calculated and what they're used for.

Refinancing your house

Refinancing your house

Straightforward advice on what to expect if you're thinking of refinancing or consolidating your debt.

What happens if I miss my loan repayments?

What happens if I miss my loan repayments?

Find out what happens if you skip a mortgage repayment - and how to stay on good terms with your lender.

Loan serviceability

Loan serviceability

Part of getting a home loan is ensuring you can afford repayments. Find out how 'serviceability' is assessed.

Learn more about

Electrical

Analogue electricity meters

Electricity meters are installed between your house and the mains power supply to measure how much power your home consumes.

How to build a house
Prime cost items

The prime cost and provisional sum traps

‘Prime cost’ is a set budget for an item or set of items that need to be bought for your building or reno project - and it's often the cause of grief and misunderstandings with builders.

Kitchen

Modern or contemporary kitchens

These days, modern or contemporary style kitchens are normally subtle and restrained in terms of detail, and incorporate lots of solid, flat surfaces rather than ornate decorative features.

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