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Finance

What is a mortgage?

What is a mortgage?

A simple, easy to understand explanation of what mortgages and construction loans are, and how they work.

What's the best place to get a home loan?

What's the best place to get a home loan?

A rundown of the many different types of lenders you can talk to for a loan - and what to expect from each.

Variable vs. fixed interest loans

Variable vs. fixed interest loans

Learn the difference between variable and fixed interest loans - and get the information you need to decide which is right for you.

What is equity?

What is 'equity'?

A simple, easy to understand explanation of how home equity works - and what it means to you.

What is lenders mortgage insurance?

What is Lenders Mortgage Insurance (LMI)?

A simple guide to Lenders Mortgage Insurance (LMI), explaining what it is, why you might need it and how to avoid it.

What is negative gearing?

Negative gearing, positive gearing and neutral gearing

Find out what negative gearing is, how it works, and how it can be used for deductions from your income tax.

Sort out your finances

Sort out your finances

Unless you're swimming in cash, finances are a very important consideration when it comes to renovating sensibly. While they aren’t usually cheap, they’re often very easy to justify in terms of the value they’re likely to add to your home.

Sort out your finances

Get finance to build

The first step to building a house is to find out how much you can afford to borrow (if you need to) - and to arrange for the necessary finance.

How to calculate projected rental yields

How to calculate projected rental yields

A guide to gross and net rental yields, how they're calculated and what they're used for.

Refinancing your house

Refinancing your house

Straightforward advice on what to expect if you're thinking of refinancing or consolidating your debt.

What happens if I miss my loan repayments?

What happens if I miss my loan repayments?

Find out what happens if you skip a mortgage repayment - and how to stay on good terms with your lender.

Loan serviceability

Loan serviceability

Part of getting a home loan is ensuring you can afford repayments. Find out how 'serviceability' is assessed.

Tax implications for investment properties

Tax implications for investment properties

Find out what kinds of tax issues you may need to consider for your investment property.

Learn more about

Climate control

Insulation for different areas

Find out what sort of insulation is required in different parts of your home, and why. Learn more about roof, wall, under-floor, door and window insulation.

Energy efficiency
Cold water diverter

Cold water diverters

In most plumbing setups, it takes a while for hot water to reach the hot tap when it's turned on. Cold water diverters recycle the cold water which would otherwise pour down the drain in this time.

Energy efficiency

Underfloor and slab heating

Underfloor heating is a popular heating option for dwellings that experience colder climates. Learn about the different types of underfloor heating available.

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